Chief Minister's Employment Generation Programme (Maharashtra) · Government of Maharashtra · DIC & MSKVIB
CMEGP loan assistance in Pune
Maharashtra's credit-linked subsidy programme for setting up new micro and small enterprises.
Scheme overview
CMEGP is a Government of Maharashtra programme to promote self-employment by supporting new micro and small enterprises through bank loans with a margin-money subsidy. It is implemented through District Industries Centres (DIC) and the Maharashtra State Khadi and Village Industries Board.
Maximum project cost is generally ₹50 lakh for manufacturing and ₹20 lakh for service / agro-based activities, as per the scheme guidelines.
Intended beneficiaries
- Residents of Maharashtra setting up a new enterprise
- First-generation entrepreneurs
- Special categories eligible for higher subsidy as notified
Key features
- Subsidy of 15% (urban) / 25% (rural) of project cost for general category
- Subsidy of 25% (urban) / 35% (rural) for special categories such as SC/ST, women, ex-servicemen and persons with disabilities
- Own contribution of 10% (general) or 5% (special category)
- Balance financed by banks as term loan and working capital
Current eligibility (summary)
- Domicile of Maharashtra
- Age 18 to 45 years, with relaxation for special categories as notified
- Educational qualification for larger projects as specified in the guidelines (e.g., 7th pass above ₹10 lakh and 10th pass above ₹25 lakh)
- Only new enterprises; one beneficiary per family
General documents
- Aadhaar, PAN and photographs
- Domicile certificate
- Educational certificates
- Project report
- Category certificate and rural area certificate (where applicable)
Application process
- 1
Apply online on the CMEGP portal with the project report.
- 2
The application is scrutinised by the DIC / KVIB task force.
- 3
Recommended proposals are sent to banks for appraisal and sanction.
- 4
Complete the required entrepreneurship training; subsidy is released through the bank.
Frequently asked questions
Can I apply for both PMEGP and CMEGP?
A project generally cannot receive subsidy under two schemes for the same purpose. Choose the scheme that best fits your profile; we can help you compare.
Government schemes change from time to time. Always confirm the latest guidelines on the official portal before applying. Applications are processed and sanctioned only by the implementing agency and the lender.
Discuss your requirement with us
Share a few details and our team will call you back to understand your requirement. No obligation.