Build capacity with the right long-term funding
Term loan & project finance in Pune
Long-term funding for machinery, plant, premises, expansion and new projects.
About this facility
Term loans are repaid over a fixed tenure in instalments and are typically used to acquire fixed assets such as machinery, vehicles, premises or a new project. Lenders assess the project's viability, the promoter's contribution (margin) and the expected cash flows that will service the loan.
We help you prepare a clear project report with cost of project, means of finance and repayment projections, and explain how lenders are likely to look at your proposal.
Who it suits
- Units buying plant and machinery or upgrading technology
- Businesses setting up a new factory, warehouse or outlet
- Greenfield and brownfield expansion projects
- Enterprises eligible for government-linked schemes
General eligibility considerations
- Technically and financially viable project
- Promoter contribution / margin money as required
- Debt Service Coverage Ratio (DSCR) acceptable to the lender
- Satisfactory credit history and necessary approvals / licences
Indicative only. The lender's policy and the official rules prevail.
Indicative documents
- KYC: PAN and Aadhaar of applicant(s), photographs, address proof
- Business proof: Udyam registration, GST registration, shop/trade licence or incorporation documents
- Income tax returns with computation for the last 2 to 3 years
- Audited / CA-certified balance sheet and profit & loss statement
- Bank statements of all operative accounts for the last 6 to 12 months
- Detailed project report with cost of project and means of finance
- Quotations / proforma invoices for machinery or civil work
- Property documents or lease deed for project premises
How we help
- 1
Understand your requirement, business profile and repayment capacity in a free initial discussion.
- 2
Share an indicative document checklist and help you organise financial records.
- 3
Explain suitable facility types and lender options so you can decide with clarity.
- 4
Assist with application preparation and coordination with the lender you choose.
- 5
Keep you informed until the lender communicates its decision.
Frequently asked questions
Do I need a project report?
For most term loans and all scheme-linked project loans, lenders expect a project report showing costs, funding and repayment projections. We can guide you on its structure.
What is margin money?
It is the share of the project cost that the promoter contributes from own funds. The required percentage depends on the lender and, where applicable, the scheme.
Serving Pune, Pimpri Chinchwad & nearby
From our Rahatani office we help businesses and families across PCMC, the Hinjewadi IT corridor and the Chakan, Bhosari and Talegaon industrial belts.
- Term Loan & Project Finance in Pimpri Chinchwad
- Term Loan & Project Finance in Wakad
- Term Loan & Project Finance in Pimple Saudagar
- Term Loan & Project Finance in Hinjewadi
- Term Loan & Project Finance in Baner & Aundh
- Term Loan & Project Finance in Chakan
- Term Loan & Project Finance in Bhosari
- Term Loan & Project Finance in Talegaon
- Term Loan & Project Finance in Ravet & Nigdi
Abhigamyah Fins is a loan consultancy. We are not a bank or lender. All lending decisions, interest rates and terms are decided solely by the relevant lender. Loan approval is not guaranteed.
Discuss your requirement with us
Share a few details and our team will call you back to understand your requirement. No obligation.